About Us


Lone Star State Capital Corporation (Lone Star) is engaged in promoting the growth of small businesses in the state of Texas by providing low cost, fixed rate commercial real estate and equipment financing in partnership with the US Small Business Administration. The Small Business Administration established the SBA 504 Loan Program, which is a unique financing tool utilized specifically for the purchasing or constructing of commercial real estate and equipment for small businesses.

Certified Development Companies (CDC’s) are regional economic development organizations that are licensed by the U.S. Small Business Administration (SBA). The CDC processes, approves, closes and services the loans. Funding is arranged by the CDC issuing a bond, and in all ways, the CDC is the direct lender for the SBA 504 loan program. This product has enjoyed great success, providing thousands of small businesses the opportunity to own their vlocations and secure their futures.

SBA 504 loans allow commercial lenders to provide enhanced fixed asset financing to its clients vby enabling small businesses to borrow up to 90% of the total project costs. Fifty percent of vthese funds come from the commercial lender, 40% come from Lone Star/SBA and the small business provides a 10% down payment.

We at Lone Star look forward to working with our lending partners and borrowers to finance the growth and expansion of small businesses throughout Texas!

Lone Star is staffed with a team of seasoned professionals with expertise in commercial real estate and small business lending. Our objective is to assist you with the growth and expansion of your business in the timeliest manner. Please feel free to contact us if we can be of assistance to you and your business.