Through the Small Business Administration (SBA) 504 Certified Development Company (CDC) Loan Program created in 1980, Lone Star State Capital Corporation (Lone Star), a Certified Development Company (CDC), seeks to promote the growth and expansion of small businesses throughout the state of Texas. As a CDC, we work with the SBA and private sector lenders to provide small business concerns with access to capital.
For healthy growing businesses and start-up businesses that have a high probability of enhancing local employment, we provide long-term, low down payment, competitively priced capital for acquisition of commercial real estate, renovations and equipment. For working capital and other business financing needs, that may not be readily available from private sector lenders, Loan Star works closely with an affiliate company Houston Business Development, Inc. (HBDi) to help you obtain the level of capital you need to grow and succeed in business.
SBA 504 Loan
- Up to $5 million
- Commercial Real Estate, Renovations and Heavy Equipment
- 10% Down payment
- Fixed below market rates of interest
Small Business Loans
- $5,000 up to $500,000
- Working capital, Equipment, Furniture & fixtures
- Up to 25 year terms, fixed rates